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Terms of Use

Effective date: April 3, 2026 · www.billscrubs.com/terms.html

These Terms of Use (“Terms”) govern your use of the BillScrubs mobile application and the website at www.billscrubs.com (together, the “Services”), operated by BillScrubs (“we,” “us,” or “our”). By using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Not professional advice

BillScrubs is a consumer tool to help you compare information from documents you provide. It is not medical advice, legal advice, insurance advice, or accounting advice. Always confirm amounts, coverage, and payment obligations with your health care provider and your insurance company. Do not rely solely on the app for decisions about paying bills or disputing charges.

2. Eligibility

You must be able to form a binding contract in your jurisdiction to use the Services. If you use the app on behalf of an organization, you represent that you have authority to bind that organization.

3. Your content and responsibilities

You are responsible for the documents and information you load into the app and for compliance with laws that apply to you. You represent that you have the right to use those materials. Do not use the Services for unlawful purposes.

4. Accuracy and limitations

OCR, parsing, and automated comparison can be wrong. Lighting, image quality, document layout, and non-standard formats may affect results. The app may show a match or discrepancy incorrectly. You remain responsible for verifying outcomes with official statements from your insurer and provider.

5. Privacy

Our collection and use of information is described in the Privacy Policy, which is incorporated into these Terms by reference.

6. Intellectual property

The Services, including software, branding, and website content (excluding your content), are owned by us or our licensors and are protected by intellectual property laws. You receive a limited, non-exclusive, non-transferable license to use the app for personal, non-commercial use in accordance with these Terms and the app store rules that apply to your download.

7. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

8. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICES IN THE TWELVE MONTHS BEFORE THE CLAIM OR (B) FIFTY U.S. DOLLARS (USD $50), IF YOU HAVE NOT PAID US ANYTHING.

Some jurisdictions do not allow certain limitations; in those jurisdictions, our liability is limited to the fullest extent permitted by law.

9. App store terms

If you obtain the app through Apple App Store or Google Play, you acknowledge that those platforms’ terms may also apply, and that Apple/Google are not responsible for the app or content, subject to their standard end-user license terms where applicable.

10. Changes

We may modify these Terms or the Services. We will post updated Terms on this page and update the effective date. Material changes may also be communicated through the app or app store listing where appropriate. Continued use after changes constitutes acceptance.

11. Termination

We may suspend or terminate access to the Services if you violate these Terms or if we discontinue the Services. You may stop using the Services at any time.

12. Governing law

These Terms are governed by the laws of the United States and the State in which the operator principally resides, without regard to conflict-of-law rules, except where mandatory consumer protection laws of your country of residence apply. You may bring claims only in your individual capacity, not as a plaintiff or class member in any class or representative proceeding, to the extent such waiver is enforceable.

13. Contact

Questions about these Terms: support@billscrubs.com

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